WHY SHOULD YOU ATTEND?
This proactive webinar provides a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective. Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues. The webinar will be summarized through a comprehensive case study.LEARNING OBJECTIVES
Review basic business structure: C Corporations to LLC'sExplore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoringSummarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreementsHighlight commercial loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrixesDiscuss loan pricing and monitoring issuesReview current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9Analyze comprehensive loan structure/documentation/compliance case studyWHO WILL BENEFIT?
This informative session is designed for:Commercial lendersCredit analystsLoan documentation specialistsBranch managersAssistant branch managersPrivate bankersBusiness development officersSpeaker Profile
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David L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides webinars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as banking/finance/credit, negotiation skills, marketing, and management issues.Mr. Osburn’s contract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 16 years as a business trainer/contract CFO and 16 years as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include …
Upcoming Webinars
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Female to Female Hostility @Workplace: All you Need to Know
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Maximizing Productivity with ChatGPT: AI Solutions for HR, …
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2-Hour Virtual Seminar on Empowering Presentations with Pow…
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Pivot tables beginner to advanced + 20 advanced Pivot table…
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Understanding Artificial Intelligence (AI) & using Chat GPT
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Creating Loyal Customers Through Excellent Customer Service
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Understanding and Communication New Immigration Policies (2…
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Navigating Talent Management and Retention Strategies.
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HIPAA is Unsettled – Safe Compliance Strategies
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Project Management for Non-Project Managers - Scheduling yo…
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Empowering Conflict Resolution: Letting Go to Gain Control
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Navigating 2025 Employment Laws: What Every Employer Needs …
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Managing Toxic Employees: Strategies For Leaders To Effecti…
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How to Conduct Exit Interviews - Implementing and Enhancing…
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Adapting to Change: Strategies for Personal & Team Resilien…
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Introduction to Excels Built-In Solver – Advanced Decision-…
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How to Manage the Legal Landmine of the FMLA, ADA and Worke…
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FDA Technology Modernization Action Plan (TMAP) and Impact …
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Design Control for Medical Devices Including Verification/V…
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Developing and Implementing Quality Culture in the Organiza…
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GROUPBY and PIVOTBY functions. Pivot table killers?
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Negotiating Skills For Professional Results - Winning Strat…
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Use the power of AI to turbocharge your MS Excel
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Trust in Leadership: Building and Maintaining Trust as a Le…
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Conquer Toxic People - Learn To Protect Yourself And Get Yo…
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Excel - Pivot Tables - The Key To Modern Data Analysis and …
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AI and Human Resources: The Great Opportunity!
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Tools and Tactics for Grieving, Surviving, and Thriving in …
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Bootcamp for New Managers and Supervisors: Develop These Es…
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Excel Power Skills: Master Functions, Formulas, and Macros …
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Emotional Intelligence: Mastering the Emotions of Great Lea…
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Managing Toxic & Other Employees Who Have Attitude Issues
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Improving Employee Engagement & Retention Through Stay Inte…
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